Overview:

A community bank, like Texas Bank and Trust, is a bank that helps people and businesses close to them. They are an important part of towns because the money people put in the bank helps  businesses buy things that cost a lot that they can’t afford without a lo...

Overview:

When you walk into a branch of Texas Bank and Trust, you will see people working in several different places, but have you ever thought about what they do?

The people behind the tall counter are called tellers. They can help you if you need to put money into th...

Overview:

The employees who work in the bank lobby are just  a part of the team needed to make a community bank run smoothly. For example, the technology department makes sure the bank computers are working and  bad guys can’t get your information or your money. The T3...

Overview:

While each bank has a different name for their products and services, most of them offer the same basic banking items. Here are just a few of them. Savings Accounts: A savings account, like your Cool Kids Savings Account, is a place where customers can deposit...

Overview:

A budget is a written plan your parents use to decide how much money they can spend on things, like groceries, rent, clothes for the family, and many other items. Everything we spend money on needs to be in the budget. It should also include a goal to put some...

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Anytime you receive money, it is a good idea to budget how you want to use it before you spend it. Make sure you put some money into each of these three categories: Saving, Giving, and Spending. Putting money into savings first helps you reach bigger savings g...

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Your budget should include everything you want or need to spend money on. For example, say your parents gave you $30 to spend while on a school trip to the zoo. However, that does not mean you can spend all your money on a $30 souvenir. The ticket to the zoo c...

Overview:

In the last video, we talked about putting money into savings. As your savings account begins to grow, you can begin deciding what you want to do with that money. It is a good idea to set some short-term and long-term savings goals. A short-term goal could be...

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The most important part of writing a budget is sticking to it. If you write down a list of spending goals, but do not follow it, you may run out of money before something important needs to be paid. For example, if you spent the $30 your parents gave you for t...

Overview:

When your parents say they are getting a loan from the bank, it means they are borrowing money with a promise to pay it back. Loans are useful when you have a big expense but not enough money in savings to pay for it. For example, your parents may need a loan...

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